I have worked as a technology researcher, software engineer, product developer and solutions architect. These days I co-chair the Web Payments Working Group at the World Wide Web Consortium (W3C), head up all-things Interledger at Coil (and anywhere else I can) and do a lot of contemplating about how we can make payments better and connect more things and people. I live in Cape Town, South Africa with my beautiful wife, two-and-a-half kids and our dog, Rupert. I love the potential of technology, open source, open standards, interoperability and not being the smartest person in the room. I hate red-tape, closed networks, closed mindedness and writing about myself in the third-person.